What Vest is
Vest lists perpetual futures on crypto, equities, commodities and FX, and sells funded accounts under the Vest Capital name. You pay a one-time fee, trade under loss limits, and keep a fixed share of profits. The firm is not a brokerage account in your name. Vest's own terms describe funded balances as virtual and payouts as compensation under the program rules, not a share of a live trade booked for you. Read the prop terms before you buy. VestPayouts is not affiliated with Vest.
Do they pay?
Yes, and you don't have to take their word for it. Withdrawals leave public payout contracts on Base and Arbitrum as USDC. VestPayouts reads those contracts and links every payout to its transaction. See the payout list and the proof guide. One caveat, explained in the methodology: the same contracts also pay ordinary exchange withdrawals, so a row is proof Vest sent USDC, not proof it came from a funded-account profit.
How the payout works
Claim Profit moves your split from the funded account to your Primary Account, within 24 hours per the docs, with no cap on size or frequency. A withdrawal then sends USDC to a wallet you specify. Minimum 1 USDC. Amounts that push you over $50,000 in a rolling day wait an extra 24 hours. Full walkthrough: how Vest payouts work.
What it costs
Instant Accounts
Live immediately, 95% split, no daily loss limit. Max drawdown equals the fee, so the room to be wrong is small.
| Capital | Fee | Max drawdown |
|---|---|---|
| $500 | $10 | $10 (2%) |
| $5,000 | $200 | $200 (4%) |
| $10,000 | $400 | $400 (4%) |
| $25,000 | $1,000 | $1,000 (4%) |
Evaluation accounts
Silver, Gold and Platinum. 1-Step lets you pick a 10% or 20% target, a 3%, 4% or no daily loss limit, and an 80% or 90% split. 2-Step is fixed: 10% then 5%, a 3% daily loss limit, an 80% split, and a 6% max drawdown. Fees below are from the docs as of 2026-11-05; confirm them on Vest's pricing page.
| Tier | Capital | 6% floor | 2-Step | 1-Step from |
|---|---|---|---|---|
| Silver | $5,000 | $300 | $15 | $25 |
| Gold | $10,000 | $600 | $35 | $50 |
| Platinum | $25,000 | $1,500 | $90 | $130 |
What is good
- Payouts are on-chain. You can audit them without trusting a screenshot.
- Claims are on demand. There is no payout calendar and no minimum trading days.
- The 95% Instant split is high, and the cheapest account is $10.
- Markets run 24/7 across more than crypto.
What is not
- Instant drawdown is 2–4% and static. One bad trade can end the account.
- Breaching a loss limit closes the account immediately. There is no reset.
- Payouts are crypto only. If you need a bank wire, this is the wrong product.
- Pricing and rules move. The homepage and the docs have disagreed on details before. Check the live pages.
- Most people who buy evaluations do not get paid. The fee is the cost of the attempt, not a deposit you get back.