Vest Capital offers two routes to a live funded account. Instant Accounts go live as soon as you pay and keep a 95% split. Evaluation accounts make you hit a profit target first, in exchange for more drawdown room and a lower price per dollar of capital. Which one gets you paid sooner depends on how you trade.
Instant Accounts
| Capital | One-time fee | Max. Drawdown | Split |
|---|---|---|---|
| $500 | $10 | $10 (2%) | 95% |
| $5,000 | $200 | $200 (4%) | 95% |
| $10,000 | $400 | $400 (4%) | 95% |
| $25,000 | $1,000 | $1,000 (4%) | 95% |
No profit target, no Daily Loss Limit, no time limit. The catch: your drawdown equals your fee, so the room to be wrong is small, and it's a static floor that doesn't move up with profits.
Evaluation accounts
| Tier | Capital | Max. Drawdown (6%) | 2-Step fee | 1-Step fee from |
|---|---|---|---|---|
| Silver | $5,000 | $300 | $15 | $25 |
| Gold | $10,000 | $600 | $35 | $50 |
| Platinum | $25,000 | $1,500 | $90 | $130 |
1-Step accounts let you choose a 10% or 20% profit target, a 3%, 4% or no Daily Loss Limit, and an 80% or 90% split. Each choice changes the price. 2-Step is fixed: 10% then 5%, a 3% DLL and an 80% split. Source: Vest account tiers.
Which pays out faster?
- Instant can pay out on day one. Any profit is claimable right away at 95%. It's best for disciplined traders with tight stops and small, frequent wins.
- Evaluation delays the first payout until you pass, but 6% drawdown gives swing traders far more room, and the fee per dollar of capital is much lower.
Either way, payouts go through the same two steps (Claim Profit, then Withdraw) described in how to get paid on Vest, and they show up in the payout feed once they hit the chain.